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That's a great idea! Also, when you go out shopping and don't go to the fast food place, you can take the money you would have spent, and put it in a piggy bank. At the end of the month, just deposit it into the checking account and put it toward your credit card bill.
Last January my uncle quit smoking. He had been smoking over two packs a day at $5 per pack. He took that money and put it into a savings account, and after accumulating $4,000, he bought his whole family a trip to WDW!