Shine for the Holidays

Another great idea is to stock up on candles and lotions during the year to stuff your gift baskets :)

Now is a great time to buy those winter jackets, sweats, etc.! Most stores have fantastic deals to get rid of them and they would make great gifts!

Great tip! Thank you AnnabelleMcB!

On the flip side, if you received a gift card be sure you read the small print. Some start charging a monthly fee if you don't use it right away. Others may have an expiration date.

Think about gift cards/certificates but don't just go out and buy any card, think about the person who will receive it and keep their interests in mind!

Another great saving tip: Throw all of your loose change into a piggy bank and do not touch it until the holiday seasons starts!

Holiday tip: Buy a refillable credit card and add $5-$10 weekly. You will be surprised how fast it will add up!

Tip of the day: Give out certificates! They can include, a massage, a homecooked meal, babysitting, a house cleaning, etc

Build a gingerbread house to give as a gift. They are fun to bake, put together and to decorate. Have fun with it!!

Great idea, Annabelle!