Shine for the Holidays

Ever made homemade candy to give as a gift? I would not mind getting some recipes to try before the holidays!

Gift idea: Scrap books - Take the time now to collect photos you would like to use, buy one album at a time and work on it now.

When you have the time check out these great party planning tips and recipes http://family.go.com/food/pkg-party-planner/. No sense in waiting to try out new recipes at the last minute.

Another great idea is to stock up on candles and lotions during the year to stuff your gift baskets :)

Now is a great time to buy those winter jackets, sweats, etc.! Most stores have fantastic deals to get rid of them and they would make great gifts!

Great tip! Thank you AnnabelleMcB!

On the flip side, if you received a gift card be sure you read the small print. Some start charging a monthly fee if you don't use it right away. Others may have an expiration date.

Think about gift cards/certificates but don't just go out and buy any card, think about the person who will receive it and keep their interests in mind!

Another great saving tip: Throw all of your loose change into a piggy bank and do not touch it until the holiday seasons starts!

Holiday tip: Buy a refillable credit card and add $5-$10 weekly. You will be surprised how fast it will add up!